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Identity Theft for Dummies by Michael J. Arata Jr.
Practical solutions to help you deter, detect, and defend against identity theft
In 2008, 9.9 million Americans became victims of identity theft. The cost exceeded $48 billion in 2008; consumers spend some $5 billion out-of-pocket each year to clear up resulting fraud issues. This guide will help keep you from becoming the next victim.
Written by a veteran security professional, Identity Theft For Dummies gives you the tools to recognize what information is vulnerable, minimize your risk, stay safe online, and practice damage control if your identity is compromised.
If you have a name, a date of birth, and a Social Security number, you're a potential victim; this book helps you recognize your risk and defend against identity thieves
Explains what identity theft is, how it happens, and how to recognize if you have become a victim
Shows how to protect your personal information, how to be discreet in public places, how to interpret your credit report, and why you should monitor your financial statements
Helps you recognize risks you may not have considered, such as what you set at the curb on trash day
Provides advice on how to clear your name if you are victimized
Identity Theft For Dummies arms you to fight back against this growing threat.
From the Back Cover
What should I shred? How do I read my credit report? Is it safe to shop online? Find out!
Identity theft costs billions of dollars each year to people just like you. This book shows you how to protect your personal information, reveals risks you may not have thought about, helps you learn whether you've already been victimized, and explains the steps you need to take to reclaim your good name and your good credit.
Shred before you shed ！ why you should avoid placing anything in your garbage that contains personal information
Be vigilant ！ learn how to regularly monitor your bank accounts and credit card statements
Am I hit? ！ what to watch for so you can tell as soon as possible whether your identity has been stolen
Stick with the coffee ！ why a cybercaf└ may be a bad place to shop online or check your bank balance
Compare services ！ assess different companies that offer identity theft protection
Oops, they got me ！ know what to do first if your identity is stolen and what information you need to have
Cyber-wary ！ identify the protection you already have, whether it's adequate, and how to secure information on your computer
The walls have ears ！ learn to stay safe in public places
Open the book and find:
How to understand your credit report
Tips on making a security plan
How and when to complete a fraud affidavit
Reasons for placing fraud alerts on your credit report
Information you need to open or close accounts
Checklists and phone numbers for reporting losses
Sensible steps to keep you safe
What NOT to carry
Recognize and avoid common scams
Protect your personal information offline and online
Interpret and monitor your credit report
Restore your good name if you are victimized
About the Author
Michael J. Arata Jr. has more than 20 years of experience in security, crisis management, business continuity, and international investigations. He has developed and managed successful security programs for large organizations and performed numerous credit card fraud and embezzlement investigations.